Cereal Estates
Cereal Estates
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Your source for local intelligence, investment data, and luxury living in Southern Spain.
Marbella property purchase in 2026: 90-day timeline from search to keys, NIE, reservation, notary, title registration, total costs.
Spanish wealth tax in Andalucía starts above €3.7m net per owner in practice. See the 2026 thresholds, mortgage effect, filing rules, and worked examples.
Andalusia's Decreto 31/2024 rewrote the VT/VFT rules for holiday rentals. See the 5 registration steps, the comunidad veto, and a 2026 worked example.
Spanish rental income tax in 2026 for non-resident property owners: 24% IRNR flat rate, EU election at 19-26% minus deductions, quarterly Modelo 210 filing.
How non-resident owners sell Spanish property in 2026: 19%/24% capital gains tax, 3% buyer withholding, plusvalía, and deductions most owners miss.
How non-resident buyers can borrow 60–70% of a Costa del Sol property in 2026 — rates, LTV rules, the paperwork, and the rejections most buyers never see.
New build costs the buyer 12-13% in taxes and fees. Resale costs 9-11%. That 2-3 point gap is real, but it is not the deciding factor.

Marbella monthly costs in 2026: rent, utilities, groceries, healthcare, and transport — exact numbers, not the brochure version. Updated July 2026.

Marbella or Dubai in 2026? Side-by-side on price per m², rental yields, capital gains, and residency pathways. Where the smart Gulf capital is actually landing.
Gulf HNW capital is rotating into Marbella in 2026. Spain's Beckham Law, IRNR regime, and Costa del Sol lifestyle explain where the smart money lands.

Spain taxes non-resident owners on income they never earned. The 2026 annual bill: IRNR, Wealth Tax, IBI, plus the Modelo 210 trap. Exact figures, no filler.
Marbella's luxury market splits into five distinct neighborhoods with different price bands, buyer profiles, and resale risk. Here is the 2026 ranking by investment merit.
Marbella is the established luxury play. Estepona is the faster-growing value bet. 2026 price data, foreign-buyer share, and rental yields compared — pick the right Costa del Sol town.

Real costs of buying property in Spain in 2026. Every tax, fee, and hidden cost explained with worked examples at €300k, €600k, and €1.5M price points.
Discover the real ROI numbers for investment property in Spain's Costa del Sol. Actual rental yields, capital appreciation data, and cost breakdowns for 2026.
Complete guide for non-residents buying property in Spain. Step-by-step process, exact costs, timelines, and legal requirements for 2026