Investment Opportunities
Discover a wide range of investment opportunities tailored to your financial goals. From high-yield ventures to strategic assets.
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Why Invest in the Costa del Sol?
The Costa del Sol has earned its place among Europe's most resilient and rewarding real estate markets, combining year-round Mediterranean appeal with fundamentals that few regions can match. With more than 320 days of sunshine annually, an established international airport network, and thirteen million annual visitors to Andalusia, the region sustains a deep, recession-resistant demand for both short-term holiday rentals and long-term executive lets. Gross rental yields in prime micro-markets such as Marbella's Golden Mile, the frontline beach positions of Estepona, and the gated golf communities of Benahavís consistently range between 5% and 8% — well above the 2-4% typical of major Northern European cities. New construction is structurally constrained by protected coastal zones and saturated municipal planning, which means existing prime stock continues to appreciate. For buyers holding sterling, dollars or other strong currencies, the favourable euro exchange rate adds an additional layer of capital-gain potential. In short, the Costa del Sol offers what most modern investment markets cannot: liquid trophy assets, a deep international rental pool, transparent ownership law, and an enviable lifestyle that doubles as a hedge against purely paper returns.
How the Investment Process Works
Strategic Consultation
We begin with a one-on-one session with one of our senior investment analysts. We review your capital, target yield, holding period, currency exposure, and whether residency is part of your objective. From this we build a personalised ROI projection modelled against current Resales Online performance data for the specific micro-market you are considering.
Property Selection
Using the consultation as our brief, we curate a shortlist of three to five on-market and off-market opportunities. You receive a comparative analysis covering price-per-square-metre, recent rental performance, projected gross and net yield, and resale liquidity. Virtual and in-person viewings are arranged on your schedule, with full due-diligence packs provided for every shortlisted asset.
Acquisition
Once you have selected your asset, our bilingual legal team coordinates the full acquisition: NIE application, opening of a Spanish bank account, completion of due diligence (encumbrances, urbanistic status, debt), drafting and review of the private purchase contract, and representation at the notary. Where relevant, we coordinate your Golden Visa or Digital Nomad Visa application in parallel with the purchase.
Asset Management & Exit
After completion, we connect you with vetted property managers, holiday-rental operators, tax advisors, and maintenance teams. Quarterly performance reports keep you informed of occupancy, net yield, and capital appreciation. When you are ready to exit — typically year three, five, or ten — we run a discreet off-market or on-market resale process designed to maximise your return.
Legal & Tax Framework
Spain offers one of the most transparent and foreigner-friendly property-law frameworks in Europe. Ownership is registered at the Land Registry (Registro de la Propiedad) and held under your name, with full freehold title — no leasehold complications, no annual ground rent, and no restrictions on resale. Every non-resident buyer requires an NIE (Número de Identificación de Extranjero), which we obtain on your behalf in a matter of weeks. As a non-resident landlord, rental income is taxed at a flat 19% on EU/EEA residents and 24% for non-EU residents, with allowable deductions for mortgage interest, depreciation, IBI, community fees, basura, insurance, and management costs. Capital gains on resale are taxed at 19% for residents, with the first €6,000 of any gain tax-free for over-65s reinvesting in a primary residence. Buying costs total roughly 10-12% of the purchase price (ITP or IVA, notary, registry, legal, valuation). For qualifying investors, the Spain Golden Visa — although now restricted in 2025 to specific scenarios — and the Digital Nomad Visa remain viable residency pathways. Our in-house legal partners handle every step bilingually in English, Spanish, French, German or Arabic, and continue to support you long after the notary signing.
Frequently Asked Questions
What rental yield can I realistically expect from a Costa del Sol property?
In prime Costa del Sol micro-markets, gross holiday-rental yields typically range between 5% and 8% on well-managed two- to four-bedroom villas and apartments. Net yields after management, IBI, community, utilities, and voids usually land between 3.5% and 6%. Long-term executive lets yield slightly less (3-5% gross) but with lower operational cost and zero vacancy risk.
Is mortgage financing available for non-residents?
Yes. Spanish banks offer non-resident mortgages typically up to 60-70% loan-to-value for EU/EEA citizens, with terms of 15-25 years and rates currently in the Euribor-plus-0.8% to 1.5% range. Non-EU citizens can access financing, although LTVs are usually capped at 50-60% and require more documentation. We can introduce you to specialist brokers who handle both scenarios.
Can I obtain residency through my property purchase?
Historically, the Golden Visa was granted for purchases over €500,000. As of 2025, the programme has been substantially restricted and is no longer available for standard residential purchases. The most common residency pathways today are the Digital Nomad Visa (for remote workers and freelancers), the Non-Lucrative Visa (for those with passive income), and the standard Work Visa or family reunification. We work with immigration lawyers on each scenario.
What are the total acquisition costs?
Add approximately 10-12% on top of the purchase price for resale properties: 7-10% ITP (transfer tax) depending on the autonomous region, 0.5-1% notary, 0.3-0.5% registry, 1% legal fees, and minor valuation costs. New-build purchases attract 10% IVA instead of ITP, plus 1.5% AJD stamp duty. We provide a precise cost sheet for every property before you commit.
Do you handle ongoing property management?
We coordinate with a network of vetted, multilingual property managers and holiday-rental operators across the Costa del Sol. Services typically include guest management, cleaning, maintenance, keyholding, monthly owner statements, and tax reporting. We are paid only on introduction — you negotiate fees directly with the manager, and we step in only if performance dips below agreed benchmarks. Many of our clients also appoint us to oversee the on-property team with quarterly site visits.
Ready to scale?
Book a private ROI consultation with our investment analysts today.